Cash App

Cash App

Cash App Review: Convenient Way to Handle Money

The app was designed in order to simplify the process of handling money so that transactions could be carried out without using actual debit or credit card.

Interface 7/10

The app has a typical menu-driven interface, which is straightforward and unpretentious. And that’s fair enough since all we would want from this type of app is functionality. The last thing that you need is to stress out about your funds when you struggle with the intricate interface. Here, we can say that the Cash App is presented well enough.

Key Features 8/10

You can download the mobile app from Google Play and may even access it via Cash App website. You will be required to enter your valid email and current mobile number so that you could receive the confirmation code. Setting a password is not necessary since each time you want to enter your account, you’ll be asked to log in with the passcode sent to your email or phone.

When you sign in for the first time, the program will offer to link your account to a debit or credit card. You may add as many bank accounts as you need but bear in mind that the additional charges apply if the transactions are held when the credit card is used.

Sending money with the help of the Cash App is easy. Just enter the amount into the corresponding field (at least $1) and choose the receiver of the transfer. You may use either person’s name, his or her #Cashtag (i.e. unique Cash App name created by the user), or the mobile number, which is connected to the user’s Cash App account.

Receiving money is also straightforward but unlike debit or credit cards, you will need to preliminary accept and confirm the payment sent to you. Cash App can deposit funds in either standard or instant way. If you choose a standard deposit option, it will be free of charge but it may take up to three days for the deposit to appear in your bank account. If you select the instant alternative, you’ll pay 1.5% of the deposit amount. You will be charged a 3% fee if you send a personal payment using a credit card. The business is charged 2.75% of the amount paid if a payment on a business account is received.

Besides making payments and receiving money, here’s what you can do with the Cash App:

  • Request money with everyone;

  • Spend cash for free and get an instant discount;

  • Get your paycheck deposited to the app;

  • Pick a boost to save cash every time;

  • Buy and sell Bitcoin from the app in a matter of seconds.

Usability 6/10

Just after you download the app, it might take a while until you get the hang of it. There are quite a lot of various options so first, spend some time browsing the app and check out what features are available. You’re going to carry out transactions that involve your hard-earned cash so you need to make sure that you know what you’re doing. Yet, after you manage to send or receive money several times, the process of transferring and receiving funds will become easy.

Bottom Line

Depending on your requirements with regards to financial transactions, both personal and business, the Cash App can be very useful. It’s practical enough to give you peace of mind whenever you want to make payments or receive funds. If you’re looking for a simple and easy-to-use P2P mobile payment system, the Cash App is worth trying out.  

Interface 7

Key Features 8

Usability 6

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